Why is insure the box cheap

Everything you need and want is accessible through there portal which is amazing. As mentioned above the black box was fitted nice and quickly and I have not received any negative feedback from people i have spoke to regarding this company.

Very nice customer service and nothing is too much trouble. Very helpful customer service team upgrading policy from learner driver to full licence. Good exclusive number of miles in policy and helpful email updates on driving statistics. Recommend for new drivers. This is my first insurance company who give me the best price so I recommend to my friends And family they are fantastic friendly solve the problems and this is my 2nd time I chosen this company.

Very helpful and nice team and also the cheapest premium I could find anywhere. And the lady I spoke to on the phone was very friendly I cannot remember her name but she was so so helpful. Currently showing 20 of Telematics insurance is usually aimed at younger drivers.

But good drivers of any age could benefit on policies that accept them: If you stay local, have a low annual mileage, and mostly travel short distances, telematics will prove this and might mean you can get cheaper premiums.

If you only drive at low-risk times of day, that can bring your premium down as well. This is almost any time outside rush hour, excluding the middle of the night — which is usually considered higher risk. What details do I need to get a black box insurance quote? You need to give us some information so that we can get you some quotes:.

Our expert says… Telematics is a very useful tool, but any tool is only as good as its wielder. Frequently asked questions. Is black box cheaper than normal insurance? Some policies will have an upper or lower age limit. No, but longer journeys or higher mileage might decrease your driving score. You might also be interested in Car insurance Find out more. Find out more. All car insurance guides. GoCompare uses cookies. By using the website you agree with our use of cookies.

These usually include the installation of black boxes, which monitor things like your speed, how sharply you brake and take corners, as well as the time of day that you drive and the length of your journey. Due to age and lack of experience, many young drivers are deemed to have a higher risk of accidents and are more expensive to insure.

According to Green Pass Training , one in four 18 to year-olds are involved in a collision within two years of taking their test. Deciding whether or not you want young drivers insurance as opposed to standard car insurance or black box insurance is a personal decision. Young drivers, on average, are more than likely to make some sort of saving in comparison to taking out a standard car insurance policy.

You can weigh up the pros and cons of black box insurance by reading our guide to the best black box insurance. As in most markets where prices are high, several insurers are competing with each other to appeal to potential customers.

For many, the huge number of car insurance companies is not just bewildering but can largely be unhelpful. This is where price comparison websites, such as Confused. However, there can be some limitations when it comes to comparison websites.

Although they may be cheaper than the rest, many insurance companies may not offer the appropriate levels of cover that you need. Black box insurance, also known as telematics, enables insurers to track and measure your driving style.

It records things like your location, vehicle speed, how hard you apply the brakes and how sharply a driver takes corners. Black box insurance policies typically re-assess the price of insurance based on the data from the black box — either monthly, quarterly, or annually.

Generally, driving shorter distances, at lower speeds, during the day as opposed to at night, with controlled acceleration and cornering, results in lower insurance premiums over time and at the point of renewal.

Some of the companies in our top young drivers' insurance list who offer black box insurance include:. Learn more about black box insurance and everything it has to offer.

By tracking your car's movements through GPS, your black box will record how you drive and produce a driving score. This score is calculated by taking into account factors like:.

Most insurers will give you feedback on your driving either through an online dashboard, an app or emails. Many black boxes can monitor where and when your vehicle is driven, which means that it can also act as a tracking device if your car is stolen. When seeking out cheap car insurance there are certain unchangeable criteria that will affect how much your policy is going to cost.

For instance women drivers usually get offered cheaper premiums than an equivalent male driver because statistics show that female motorists have fewer high speed, and therefore costly to the insurer, car accidents.

And it is pretty common knowledge that young drivers, up until they reach their early twenties, can find the cost of motor cover particularly punitive.